Get cash you need,
let your Bitcoin grow in the meantime
Avoid taxes, since you’re not selling
Request your loan in just 10 minutes
Keep your Bitcoin secured by code, not custodians
Loans starting at €500
Up to €150 000. For even bigger loans, see Prime
Interest rates from 7%
Interest rates are market-driven. Check current rates in-app.
3 - 18 month terms
Flexible loan durations to suit
your needs.
50% Loan-to-value
To borrow €10,000, you need €20,000 of BTC collateral.
How it works in
Four simple steps
Borrow cash while using Bitcoin as collateral
Set your loan terms
Choose your loan amount, interest rate, and loan period to list on our marketplace, or opt for an instant loan at a predefined rate.
Match with an investor
Once your request is listed, we’ll notify you when an investor is found to fund your loan, allowing you to confirm the deal.
Set your loan terms
Choose your loan amount, interest rate, and loan period to list on our marketplace, or opt for an instant loan at a predefined rate.
Match with an investor
Once your request is listed, we’ll notify you when an investor is found to fund your loan, allowing you to confirm the deal.
Lock your Bitcoin
Upon approval, you will be asked to lock your Bitcoin collateral by sending it to an on-chain escrow address.
Receive funds
The loan amount will be sent directly to your bank account. After you repay by the agreed maturity date, your Bitcoin will be returned to your wallet.
Lock your Bitcoin
Upon approval, you will be asked to lock your Bitcoin collateral by sending it to an on-chain escrow address.
Receive funds
The loan amount will be sent directly to your bank account. After you repay by the agreed maturity date, your Bitcoin will be returned to your wallet.
NEW
Instant loans now available
Firefish offers instant loans too. Get your loan immediately with pre-defined terms by the investor.
Instant loan
Automatically set interest rate to secure immediate funding.
≈ 1 Week
Why borrow with Firefish
Firefish is built by Bitcointers for Bitcoiners. We value transparency and simplicity at every step.
Non-custodial
Keep control of your Bitcoin with an on-chain multi-signature contract—no need to give up your private keys.
Decentralized lending
Loans are made on a bilateral basis between members of the platform, rather than through a central lender.
Bank money support
You receive the money in your bank account just like a regular loan.
Bitcoin native
Powered by the Bitcoin network, with no sidechains or external platforms.
You are always in control
You are always in control
Avoid liquidation easily
No need to worry about a bear market. If the value of your Bitcoin drops, simply top up your collateral to avoid liquidation.
Early repayment available
Loans are scheduled to be repaid at the end of the term, but if you’re ready sooner, simply request an early repayment from the investor.
Frequently
asked questions
Let’s do our best to answer your most frequently asked questions.
Do you accept collateral other than Bitcoin?
Do you accept collateral other than Bitcoin?
Do you accept collateral other than Bitcoin?
Do you accept collateral other than Bitcoin?
When would the collateral get liquidated?
When would the collateral get liquidated?
When would the collateral get liquidated?
When would the collateral get liquidated?
When do I need to repay my loan?
When do I need to repay my loan?
When do I need to repay my loan?
When do I need to repay my loan?
What amount of Bitcoin do I need for a loan?
What amount of Bitcoin do I need for a loan?
What amount of Bitcoin do I need for a loan?
What amount of Bitcoin do I need for a loan?
How does the escrow work, and is it safe?
How does the escrow work, and is it safe?
How does the escrow work, and is it safe?
How does the escrow work, and is it safe?
How are interest rates on Firefish loans determined?
How are interest rates on Firefish loans determined?
How are interest rates on Firefish loans determined?
How are interest rates on Firefish loans determined?
Where is the platform available?
Where is the platform available?
Where is the platform available?
Where is the platform available?
When you will be available outside of Europe?
When you will be available outside of Europe?
When you will be available outside of Europe?
When you will be available outside of Europe?
Never sell your
Bitcoin, Live off it.
Never sell your
Bitcoin, Live off it.
Easy, 100% secure Bitcoin-backed lending
Easy, 100% secure Bitcoin-backed lending
Peer to peer & non-custodial
Peer to peer & non-custodial
Market-driven interest rates starting at 7%
Market-driven interest rates starting at 7%
Join to get
our latest news
Firefish is an open lending marketplace connecting Bitcoiners, institutions and investors.
©2024 Firefish. All rights reserved.
Join to get
our latest news
Firefish is an open lending marketplace connecting Bitcoiners, institutions and investors.
©2024 Firefish. All rights reserved.
Join to get
our latest news
Firefish is an open lending marketplace connecting Bitcoiners, institutions and investors.
©2024 Firefish. All rights reserved.
Join to get
our latest news
Firefish is an open lending marketplace connecting Bitcoiners, institutions and investors.
©2024 Firefish. All rights reserved.
Get cash you need,
let your Bitcoin grow in the meantime
Avoid taxes, since you’re not selling
Request your loan in just 10 minutes
Keep your Bitcoin secured by code, not custodians
Loans starting at €500
Up to €150 000. For even bigger loans, see Prime
Interest rates from 7%
Interest rates are market-driven. Check current rates in-app.
3 - 18 month terms
Flexible loan durations to suit
your needs.
50% Loan-to-value
To borrow €10,000, you need €20,000 of BTC collateral.
Get cash you need,
let your Bitcoin grow in the meantime
Avoid taxes, since you’re not selling
Request your loan in just 10 minutes
Keep your Bitcoin secured by code, not custodians
Loans starting at €500
Up to €150 000. For even bigger loans, see Prime
Interest rates from 7%
Interest rates are market-driven. Check current rates in-app.
3 - 18 month terms
Flexible loan durations to suit
your needs.
50% Loan-to-value
To borrow €10,000, you need €20,000 of BTC collateral.
Get cash you need,
let your Bitcoin grow in the meantime
Avoid taxes, since you’re not selling
Request your loan in just 10 minutes
Keep your Bitcoin secured by code, not custodians
Loans starting at €500
Up to €150 000. For even bigger loans, see Prime
Interest rates from 7%
Interest rates are market-driven. Check current rates in-app.
3 - 18 month terms
Flexible loan durations to suit
your needs.
50% Loan-to-value
To borrow €10,000, you need €20,000 of BTC collateral.