Introducing USDT
Borrow against Bitcoin.

Introducing USDT
Borrow against Bitcoin.

Introducing USDT
Borrow against Bitcoin.
Lend and earn.

Borrow USDT without selling a single sat

Available globally, Standard and Instant Loans

Request your loan in just 10 minutes

Instant Loans available

Need USDT now? Instant Loans skip the matching queue entirely. Get funded often within 24 hours.

Fixed rates from ~5% p.a.

Launch offer: 0% origination fees on Instant Loans. Fixed borrowing rates starting at around 5% p.a.

3 - 24 month terms

Flexible loan durations to suit your needs.

How it works in 4 simple steps

How it works in 4 simple steps

1. Set your loan terms

Choose your amount, rate, and period, or pick an Instant Loan for immediate access. Once listed, you confirm when an investor funds it.

2. Lock your Bitcoin

Sent to a non-custodial, on-chain escrow. Verifiable by you, anytime.

1. Set your loan terms

Choose your amount, rate, and period, or pick an Instant Loan for immediate access. Once listed, you confirm when an investor funds it.

2. Lock your Bitcoin

Sent to a non-custodial, on-chain escrow. Verifiable by you, anytime.

3. Receive USDT

Sent directly to your wallet. No delays, no conversion steps.

4. Repay and reclaim your Bitcoin

Repay by maturity. Your Bitcoin will be returned to your wallet.

3. Receive USDT

Sent directly to your wallet. No delays, no conversion steps.

4. Repay and reclaim your Bitcoin

Repay by maturity. Your Bitcoin will be returned to your wallet.

Limited Launch Offer
0% fees. Rates from ~5% p.a.

Limited Launch Offer
0% fees. Rates from ~5% p.a.

0% fees.
Fixed rates
from ~5% p.a.

For a limited time, we're waiving origination fees on all Instant Loans.

For a limited time and subject to available liquidity.

Got more questions?
Got more questions?

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

Got more questions?
Can I borrow USDT without selling my Bitcoin?

Yes. On Firefish, you lock your Bitcoin as collateral, receive USDT, and get your Bitcoin back in full once the loan is repaid. Your position stays intact throughout.

How much USDT can I borrow against my Bitcoin?
How quickly can I get USDT against my Bitcoin?
Is my Bitcoin safe while locked as collateral?
Can I earn yield with USDT on Firefish?
Got more questions?
Got more questions?

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Firefish is an open lending marketplace connecting Bitcoiners, institutions and investors.

Firefish operates under the European Markets in Crypto-Assets Regulation (MiCA).
Our authorization is publicly listed in the ESMA Interim MiCA Register under Crypto-Asset Service Providers.

©2026 Firefish. All rights reserved.

Subscribe to get
our latest news

Firefish is an open lending marketplace connecting Bitcoiners, institutions and investors.

Firefish operates under the European Markets in Crypto-Assets Regulation (MiCA).
Our authorization is publicly listed in the ESMA Interim MiCA Register under Crypto-Asset Service Providers.

©2026 Firefish. All rights reserved.

Subscribe to get
our latest news

Firefish is an open lending marketplace connecting Bitcoiners, institutions and investors.

Firefish operates under the European Markets in Crypto-Assets Regulation (MiCA).
Our authorization is publicly listed in the ESMA Interim MiCA Register under Crypto-Asset Service Providers.

©2026 Firefish. All rights reserved.

Subscribe to get
our latest news

Firefish is an open lending marketplace connecting Bitcoiners, institutions and investors.

Firefish operates under the European Markets in Crypto-Assets Regulation (MiCA).
Our authorization is publicly listed in the ESMA Interim MiCA Register under Crypto-Asset Service Providers.

©2026 Firefish. All rights reserved.