Your fastest way to borrow

Your fastest way to borrow

Your Firefish Wallet gives you a faster, simpler, and more private way to, repay, and move money. All from one place.

Your Firefish Wallet gives you a faster, simpler, and more private way to, repay, and move money. All from one place.

Meet your Firefish Wallet

Meet your Firefish Wallet

Powered by Paymont, a licensed Electronic Money Institution. Your payment accounts are opened in your own name and with their own vIBAN.

Powered by Paymont, a licensed Electronic Money Institution. Your payment accounts are opened in your own name and with their own vIBAN.

Instant loan payouts

Instant loan payouts

Once your Bitcoin collateral is locked, loan funds arrive in seconds.

Once your Bitcoin collateral is locked, loan funds arrive in seconds.

Once your Bitcoin collateral is locked, loan funds arrive in seconds.

More privacy

More privacy

More privacy

Keep your payment details private and your loan settlements shielded from your bank.

Keep your payment details private and your loan settlements shielded from your bank.

Keep your payment details private and your loan settlements shielded from your bank.

Automatic settlement

No payment references, manual confirmations, or manual proof uploading.

No payment references, manual confirmations, or manual proof uploading.

Receive funds

Loan funds arrive to your Wallet in seconds after the BTC transaction is confirmed.

Withdraw

Deposit & Repay

View transaction history

  • Receive funds

    Loan funds arrive to your Wallet in seconds after the BTC transaction is confirmed.

  • Withdraw

    Withdraw funds to your bank account anytime. Funds move as an ordinary bank transfer - both accounts are in your name.

  • Deposit & Repay

    Instant transfers. Loans settle immediately. No more waiting on slow bank rails.

  • View transaction history

    Track all your wallet activity, including deposits, withdrawals, and loan settlements.

  • Receive funds

    Loan funds arrive to your Wallet in seconds after the BTC transaction is confirmed.

  • Withdraw

    Withdraw funds to your bank account anytime. Funds move as an ordinary bank transfer - both accounts are in your name.

  • Deposit & Repay

    Instant transfers. Loans settle immediately. No more waiting on slow bank rails.

  • View transaction history

    Track all your wallet activity, including deposits, withdrawals, and loan settlements.

  • Receive funds

    Loan funds arrive to your Wallet in seconds after the BTC transaction is confirmed.

  • Withdraw

    Withdraw funds to your bank account anytime. Funds move as an ordinary bank transfer - both accounts are in your name.

  • Deposit & Repay

    Instant transfers. Loans settle immediately. No more waiting on slow bank rails.

  • View transaction history

    Track all your wallet activity, including deposits, withdrawals, and loan settlements.

  • Withdraw

    Withdraw funds to your bank account anytime. Funds move as an ordinary bank transfer - both accounts are in your name.

  • Deposit & Repay

    Instant transfers. Loans settle immediately. No more waiting on slow bank rails.

  • View transaction history

    Track all your wallet activity, including deposits, withdrawals, and loan settlements.

Same Bitcoin-backed borrowing. Better money movement.

Same Bitcoin-backed borrowing. Better money movement.

Firefish Wallet gives Instant Loans a dedicated settlement layer inside Firefish, making loan payouts and repayments faster, easier to manage, and more private.

Firefish Wallet gives Instant Loans a dedicated settlement layer inside Firefish, making loan payouts and repayments faster, easier to manage, and more private.

Funds in seconds after BTC confirmation

Repay directly from Wallet

Automatic transfer verification

Extra privacy from banks

Loan transactions in one place

Built for real borrowing moments

Built for real borrowing moments

Whether you care about privacy, speed, or less admin, Wallet makes Instant Loans easier from payout to repayment.

Whether you care about privacy, speed, or less admin, Wallet makes Instant Loans easier from payout to repayment.

  • Privacy

    The privacy-conscious borrower

    Privacy

    Lukas borrows against his Bitcoin but doesn't want to hand a stranger his name, address, and bank account number.

    With Firefish Wallet, his counterparty only sees a Paymont Wallet ID - he gets liquidity while keeping his personal details private.

  • Instant transfers

    The borrower who needs cash now

    Instant transfers

    Lukas borrows against his Bitcoin but doesn't want to hand a stranger his name, address, and bank account number.

    With Firefish Wallet, his counterparty only sees a Paymont Wallet ID - he gets liquidity while keeping his personal details private.

  • Effortless
    settlements

    The borrower who hates admin

    Effortless settlements

    Lukas borrows against his Bitcoin but doesn't want to hand a stranger his name, address, and bank account number.

    With Firefish Wallet, his counterparty only sees a Paymont Wallet ID - he gets liquidity while keeping his personal details private.

  • Privacy

    The privacy-conscious borrower

  • Instant transfers

    The borrower who needs cash now

  • Effortless
    settlements

    The borrower who hates admin

Your money stays protected

Your money stays protected

Payment accounts are opened in your name

Payment accounts are opened in your name

Enhanced privacy from your bank and loan counterparty

Enhanced privacy from your bank and loan counterparty

Bitcoin collateral remains secured separately

Bitcoin collateral remains secured separately

Open account in 2 currencies

Open account in
2 currencies

At launch, Firefish Wallet is focused on EUR and CZK Instant Loans. Marketplace Loans are expected to follow later.

At launch, Firefish Wallet is focused on EUR and CZK Instant Loans. Marketplace Loans are expected to follow later.

Disclaimer: Other currencies and marketplace are coming soon.

Disclaimer: Other currencies and marketplace are coming soon.

Disclaimer: Other currencies and marketplace are coming soon.

Firefish Wallet FAQ

Firefish Wallet FAQ

What is the Wallet, and who holds my money?

Your Wallet is EUR and CZK accounts in your name, each with its own IBAN, opened and held by Paymont, a Bank of Lithuania–licensed e-money institution. Firefish never holds or moves your money.

How is my money protected?

How do I add or withdraw money?

What happens to my loans?

Do I still need to manually confirm each payment or upload proof of transfer, like with bank transfers?

Will anyone see my loan activity?

Can companies use the Wallet too?

Firefish Wallet FAQ

What is the Wallet, and who holds my money?

Your Wallet is EUR and CZK accounts in your name, each with its own IBAN, opened and held by Paymont, a Bank of Lithuania–licensed e-money institution. Firefish never holds or moves your money.

How is my money protected?

How do I add or withdraw money?

What happens to my loans?

Do I still need to manually confirm each payment or upload proof of transfer, like with bank transfers?

Will anyone see my loan activity?

Can companies use the Wallet too?

  • Receive funds

    Loan funds arrive to your Wallet in seconds after the BTC transaction is confirmed.

  • Withdraw

    Withdraw funds to your bank account anytime. Funds move as an ordinary bank transfer - both accounts are in your name.

  • Deposit & Repay

    Instant transfers. Loans settle immediately. No more waiting on slow bank rails.

  • View transaction history

    Track all your wallet activity, including deposits, withdrawals, and loan settlements.

Firefish is an open lending marketplace

connecting Bitcoiners, institutions and

investors.

Firefish Europe s.r.o. (ID: 55912974) is authorised as a crypto-asset service provider (CASP) under Regulation (EU) 2023/1114 (MiCA) to provide crypto-asset services referred to in Article 3(1) (16)(a), (c), (d) and (j). This authorisation covers crypto-asset services provided within the Firefish platform offering —operation of the bitcoin collateral escrow environment, liquidation exchange of collateral, and related on-chain transfers. Any other services available through the Firefish platform or Firefish activities connected to the platform operation fall outside the scope of MiCA and are not covered by this authorisation.

©2026 Firefish. All rights reserved.

Founded with

at

Firefish

Firefish is an open lending marketplace

connecting Bitcoiners, institutions and

investors.

Firefish Europe s.r.o. (ID: 55912974) is authorised as a crypto-asset service provider (CASP) under Regulation (EU) 2023/1114 (MiCA) to provide crypto-asset services referred to in Article 3(1) (16)(a), (c), (d) and (j). This authorisation covers crypto-asset services provided within the Firefish platform offering —operation of the bitcoin collateral escrow environment, liquidation exchange of collateral, and related on-chain transfers. Any other services available through the Firefish platform or Firefish activities connected to the platform operation fall outside the scope of MiCA and are not covered by this authorisation.

©2026 Firefish. All rights reserved.

Founded with

at

Firefish

Firefish is an open lending marketplace

connecting Bitcoiners, institutions and

investors.

Firefish Europe s.r.o. (ID: 55912974) is authorised as a crypto-asset service provider (CASP) under Regulation (EU) 2023/1114 (MiCA) to provide crypto-asset services referred to in Article 3(1) (16)(a), (c), (d) and (j). This authorisation covers crypto-asset services provided within the Firefish platform offering —operation of the bitcoin collateral escrow environment, liquidation exchange of collateral, and related on-chain transfers. Any other services available through the Firefish platform or Firefish activities connected to the platform operation fall outside the scope of MiCA and are not covered by this authorisation.

©2026 Firefish. All rights reserved.

Founded with

at

Firefish

Firefish is an open lending marketplace

connecting Bitcoiners, institutions and

investors.

Firefish Europe s.r.o. (ID: 55912974) is authorised as a crypto-asset service provider (CASP) under Regulation (EU) 2023/1114 (MiCA) to provide crypto-asset services referred to in Article 3(1) (16)(a), (c), (d) and (j). This authorisation covers crypto-asset services provided within the Firefish platform offering —operation of the bitcoin collateral escrow environment, liquidation exchange of collateral, and related on-chain transfers. Any other services available through the Firefish platform or Firefish activities connected to the platform operation fall outside the scope of MiCA and are not covered by this authorisation.

©2026 Firefish. All rights reserved.

Founded with

at

Firefish